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Boilers, Bathrooms & Radiators on Finance — Spread The Cost
Yes — you can buy a boiler, bathroom, radiators or kitchen worktops at PlumbXtra now and pay later. Choose Klarna, Clearpay or PayPal at checkout to split the cost into 3 or 4 interest-free payments, with no forms to fill in beforehand and 0% interest when you pay on time.
Reviewed by the PlumbXtra team · Last checked: 29 September 2026
Klarna.
Pay in 3 with Klarna
- 3 equal payments over 60 days
- 0% interest, no fees when you pay on time
- Soft search — no impact on your credit score to check
clearpay⇆
Pay in 4 with Clearpay
- 4 payments, one every 2 weeks
- Always interest-free
- On orders from £1 to £1,200
PayPal
Pay in 3 with PayPal
- 3 interest-free payments
- On baskets from £30 to £2,000
- PayPal Credit available on larger orders
Which option is right for me?
| Option | Payments | Interest | Order size | Credit check |
|---|---|---|---|---|
| Klarna Pay in 3 | 3, over 60 days | 0% | Shown at checkout | Soft search |
| Clearpay | 4, every 2 weeks | 0% | £1 – £1,200 | Soft search |
| PayPal Pay in 3 | 3, monthly | 0% | £30 – £2,000 | Soft search |
How does it work at checkout?
1
Add to basketShop as normal — every product page shows your instalment amounts.2
Choose at checkoutPick Klarna, Clearpay or PayPal on the payment step.3
Pay over timeFirst payment today, the rest collected automatically. 0% interest when you pay on time.What can I buy on finance at PlumbXtra?
Boilers on finance
Spread the cost of a new Ariston combi boiler or system boiler — pay monthly instead of all at once, with 0% interest options and UK-wide delivery from our Burnley warehouse.
Shop combi and system boilers on financeBathrooms on finance
Baths, showers, vanity units and full bathroom suites with interest-free credit — delivered UK-wide, ready for your installer.
Shop bathroom suites and showers on financePay monthly radiators & more
Designer radiators, electric heating, wall panels and kitchen worktops — all available with Klarna, Clearpay or PayPal at checkout.
Shop designer radiators pay monthlyFrequently asked questions
Is it really 0% interest?
Yes — Klarna Pay in 3, Clearpay and PayPal Pay in 3 are interest-free when you pay on time. Some longer Klarna and PayPal Credit plans may charge interest; the rate is always shown clearly before you commit.
Do I need to apply before I order?
No. Add your items to the basket, go to checkout and choose Klarna, Clearpay or PayPal as your payment method. The approval decision takes seconds.
Will it affect my credit score?
Klarna and Clearpay use a soft search for pay-in-3 and pay-in-4, which does not affect your credit score. Missed payments may be charged a late fee and can affect your ability to use the services again.
Is there a minimum or maximum order?
Clearpay covers orders from £1 to £1,200 and PayPal Pay in 3 covers baskets from £30 to £2,000. For larger orders, PayPal Credit and Klarna's longer plans are available at checkout, or call us on 01282 429061.
18+, T&Cs apply. Credit subject to status. Late fees may apply. Klarna Pay in 3, Clearpay and PayPal Pay in 3 are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. PlumbXtra supplies products only; finance is provided directly by Klarna, Clearpay and PayPal at checkout.